SKARTIO AI Cloud
Business Cloud

Digitalize your business. Operate everything from one cloud.

Launch a professional business website, manage customer relationships, automate sales and organize finance, operations and services through one connected business platform.

Partners

Connect, build and grow across the SKARTIO Eco-System.

A connected ecosystem for business partners, developers and investors contributing to customer growth, platform innovation and SKARTIO's global expansion.

SKARTIO Business Cloud

Turn recurring revenue into a controlled growth engine.

Cloud SBR helps subscription, recurring-service and usage-based businesses design offers, manage plans and pricing, automate billing and collections, control renewals and gain complete visibility across the customer revenue lifecycle.

Subscription & recurring billing Usage, renewals & collections Revenue visibility end to end
Cloud SBR Revenue Workspace
$128KMonthly recurring revenue
94%Renewal performance
3.8%Revenue leakage risk
Offer → Subscribe → Bill → Collect → Renew → Expand

Plan & Pricing

Billing & Revenue

Plans
Billing
Collections
Renewals
Flexible Pricing
Renewal Automation
Revenue Insights
Solution at a Glance

One revenue operating system from offer design to renewal.

Cloud SBR connects commercial design, customer subscriptions, invoicing, payments, collections, renewals and revenue reporting—reducing manual handoffs and fragmented spreadsheets.

Design Offers

Create plans, bundles, add-ons, usage rules and customer-specific commercial structures.

  • Products, plans and add-ons
  • Recurring and one-time charges
  • Usage and volume pricing
  • Trials and promotions

Manage Subscriptions

Control activation, upgrades, downgrades, pauses, cancellations and renewals.

  • Subscription lifecycle
  • Proration and effective dates
  • Customer and contract terms
  • Renewal schedules

Bill & Collect

Automate invoicing, taxes, payment collection, dunning and account follow-up.

  • Billing schedules
  • Invoices and credit notes
  • Payment gateways
  • Dunning and collections

Understand Revenue

Track recurring revenue, churn, renewals, outstanding balances and account value.

  • MRR and ARR visibility
  • Churn and retention
  • Renewal pipeline
  • Revenue leakage insights
Business Fit

Built for businesses where revenue repeats, renews or changes over time.

Cloud SBR is the right fit when customers buy through recurring plans, service contracts, memberships, installments or usage-based models—and when finance, customer and commercial teams need one controlled revenue lifecycle.

Recurring Revenue

Monthly, quarterly or annual plans that require repeat billing, collections and renewal control.

Contract Revenue

Retainers, service agreements and commercial terms that must translate into scheduled revenue operations.

Usage Revenue

Metered services, seats, transactions or consumption that need accurate rating and billing.

Renewal-Led Growth

Businesses that depend on retention, expansion and predictable renewals for long-term value.

Cloud SBR Solutions by Business Type

Three dedicated solution paths for three distinct revenue realities.

Explore the SBR model, use cases and connected Business Cloud solutions most relevant to your organization.

SBR for SMBs

Replace manual recurring billing with a predictable revenue discipline.

For growing SMBs that sell maintenance plans, memberships, retainers, annual service packages or recurring support, Cloud SBR creates one controlled flow from offer setup to invoice, payment, renewal and follow-up.

Best fitRecurring-service SMBsBusinesses moving from spreadsheets, manual invoices and calendar reminders into structured recurring revenue operations.
Business Challenge

Revenue depends on manual follow-through

  • Plans and prices are maintained in spreadsheets
  • Invoices are created manually every cycle
  • Renewals and overdue payments are easy to miss
How Cloud SBR Helps

Standardize the recurring revenue cycle

  • Create reusable plans, fees and billing schedules
  • Automate invoices, reminders and collection actions
  • Track every subscription, payment and renewal centrally
Business Benefits

Operate with less leakage and effort

  • Reduce billing errors and missed revenue
  • Improve cash-flow predictability
  • Give owners clear visibility into recurring income
Relevant Use Cases

Where SMBs use Cloud SBR

Annual Maintenance ContractsMembership PlansRecurring SupportInstallment BillingService PackagesEquipment Leasing
Relevant Business Cloud Solutions

Recommended connected stack

Cloud SBSDigital presence, enquiries and service operations.
Cloud CRMCustomer lifecycle, service and renewal context.
Cloud FinOpsAccounting, expenses, budgets and financial control.
Faster BillingMove from repetitive manual invoicing to scheduled execution.
Better CollectionsFollow overdue accounts with consistent reminders and ownership.
Renewal ControlTreat every renewal as a visible pipeline item.
Revenue VisibilityUnderstand recurring income, churn and outstanding balances.
SBR for Tech Startups

Launch flexible monetization without hard-coding the revenue model.

For SaaS, API, platform and product startups that need trials, monthly or annual plans, seat-based pricing, usage charges, upgrades and renewals without building an internal billing engine too early.

Best fitSaaS and product-led startupsTeams validating pricing, improving trial conversion and scaling subscription operations across product, sales, finance and customer success.
Business Challenge

Monetization changes faster than systems

  • Pricing experiments require engineering effort
  • Trials, upgrades and proration create operational gaps
  • Usage data, billing and customer status remain disconnected
How Cloud SBR Helps

Make monetization configurable

  • Manage plans, add-ons, trials, discounts and usage rules
  • Automate activation, upgrades, downgrades and proration
  • Connect product usage, payment and renewal signals
Business Benefits

Scale revenue without creating product debt

  • Test new packaging and pricing faster
  • Improve trial-to-paid and expansion journeys
  • Build one recurring-revenue view for investors and leaders
Relevant Use Cases

Where tech startups use Cloud SBR

SaaS SubscriptionsFree Trial ConversionSeat-Based PricingUsage BillingAPI MonetizationAdd-ons & Upgrades
Relevant Business Cloud Solutions

Recommended connected stack

Cloud PDSConnect product strategy and release plans to monetization.
Cloud GTM SuiteCoordinate PLG, SLG and partner-led revenue motions.
Cloud CRMManage onboarding, adoption, renewal and expansion.
Faster ExperimentsLaunch new plans and offers without long release cycles.
Higher ConversionConnect trials, subscriptions and customer actions.
Expansion RevenueSupport seat, usage and add-on growth models.
Investor-Ready MetricsTrack MRR, ARR, churn, renewals and customer value.
SBR for Service Business

Turn repeat service relationships into structured recurring revenue.

For consulting firms, managed-service providers, agencies, training companies, wellness businesses and care providers that sell retainers, service contracts, memberships, installment plans or recurring packages.

Best fitContract and membership businessesOrganizations that need to connect service terms, billing cycles, customer commitments, collections and renewals.
Business Challenge

Service agreements are difficult to operationalize

  • Contract terms sit outside billing workflows
  • Milestones, recurring fees and add-ons are tracked manually
  • Delivery teams lack visibility into payment and renewal status
How Cloud SBR Helps

Connect commercial terms to service revenue

  • Create retainers, memberships, installments and service packages
  • Schedule invoices, reminders and renewal activities
  • Link customer contracts, billing history and account status
Business Benefits

Create predictable revenue from repeat services

  • Reduce effort in recurring billing administration
  • Improve collection discipline and contract visibility
  • Identify renewal, upsell and service-expansion opportunities
Relevant Use Cases

Where service businesses use Cloud SBR

Consulting RetainersManaged ServicesTraining InstallmentsWellness MembershipsCare PlansRecurring Advisory
Relevant Business Cloud Solutions

Recommended connected stack

Cloud SBSPublish services, capture enquiries and accept bookings.
Cloud LMSGenerate, distribute and convert service leads.
Cloud FinOpsConnect delivery work, invoicing and cost control.
Predictable IncomeStructure retainers, memberships and recurring packages.
Cleaner HandoffsAlign sales, delivery, finance and customer teams.
Lower LeakageCapture fees, milestones, changes and renewals consistently.
Stronger RetentionUse renewal and payment context to protect relationships.
Business Benefits

Improve growth, cash flow and retention at the same time.

Cloud SBR creates a disciplined operating model for recurring revenue, helping commercial, finance and customer teams work from the same facts.

01

Launch Offers Faster

Configure new plans, prices, trials, add-ons and customer terms without long billing-system changes.

02

Reduce Revenue Leakage

Standardize effective dates, pricing rules, proration, usage capture and invoice generation.

03

Improve Collections

Automate payment reminders, retry rules, dunning journeys and account follow-up.

04

Increase Renewal Control

Treat renewals as a managed pipeline with clear ownership, risk signals and next actions.

05

Create One Customer Revenue View

Connect contracts, subscriptions, invoices, payments, credits and renewal history.

06

Improve Forecast Quality

Use recurring revenue, renewal and collection data to understand expected business performance.

Solution Capabilities

Complete revenue-lifecycle management for recurring business models.

Cloud SBR supports recurring, one-time, usage-based and hybrid commercial models through configurable plans, contracts, billing, payment and renewal workflows.

Product, Plan & Offer Management

Define what customers can buy and how it is priced.

Create product catalogs, plans, bundles, tiers, add-ons, trials, setup fees and promotional structures.

Product and plan catalogBundles and add-onsMonthly and annual termsTrials and promotionsOne-time and recurring chargesRegional plan variants

Pricing & Commercial Rules

Support flexible and governed pricing models.

Configure flat, tiered, volume, usage, customer-specific and contract-based pricing with approval controls.

Flat and tiered pricingVolume and usage pricingDiscounts and couponsCustomer-specific ratesMinimum commitmentsPrice approval workflows

Subscription Lifecycle

Manage every change across the customer term.

Activate, amend, upgrade, downgrade, pause, resume, cancel and renew subscriptions with effective-date control.

Activation and provisioning statusUpgrade and downgradePause and resumeProrationCancellation and terminationRenewal schedules

Usage & Consumption

Capture billable events and consumption.

Ingest usage data, validate billable events and convert consumption into rated charges.

Usage event ingestionMeter and unit definitionsRating and aggregationThresholds and overagesUsage adjustmentsConsumption analytics

Billing & Invoicing

Generate accurate, scheduled customer bills.

Automate bill runs, invoice creation, taxes, credit notes, adjustments and consolidated billing.

Billing schedulesInvoice generationTax calculationCredits and adjustmentsConsolidated invoicesBilling audit trail

Payments & Collections

Improve payment success and outstanding control.

Connect payment methods, automate collections, manage retries and structure dunning journeys.

Payment methodsAuto-debit and payment linksRetry logicDunning workflowsReceivable agingCollection assignments

Renewal & Retention

Turn renewals into a visible business pipeline.

Track upcoming renewals, ownership, customer risk, negotiation status and expected recurring value.

Renewal calendarRenewal pipelineRisk and health signalsNotifications and tasksRenewal offersRetention reporting

Revenue Reporting & Insights

Understand realized and expected revenue.

Monitor MRR, ARR, churn, expansion, collections, outstanding value and subscription performance.

MRR and ARRChurn and retentionExpansion and contractionRenewal forecastCollection performanceRevenue leakage analysis
Key Features

Practical controls for recurring-revenue operations.

Cloud SBR gives revenue, finance and customer teams a shared set of controls for launching offers, managing change and protecting recurring income.

Launch Offers Faster

Configure plans, bundles, trials, add-ons and commercial terms without rebuilding billing logic.

Manage Every Change

Handle upgrades, downgrades, pauses, renewals and cancellations with controlled lifecycle rules.

Automate Billing

Generate invoices, taxes, adjustments and payment requests according to each customer agreement.

Bill for Usage

Capture metered events and convert consumption into transparent, auditable charges.

Reduce Revenue Leakage

Surface failed payments, unbilled usage, contract exceptions and renewal risks early.

See Revenue Clearly

Track MRR, ARR, churn, collections, renewals and customer value from one operating view.

How Cloud SBR Works

A connected operating flow across commercial, billing and customer teams.

Cloud SBR converts commercial decisions into governed subscription, billing, collection and renewal execution.

01 · Design

Create the Offer

Define products, plans, pricing, terms and add-ons.

02 · Subscribe

Activate Customer Terms

Create subscriptions, contracts and effective dates.

03 · Bill

Calculate Charges

Rate recurring, one-time and usage-based charges.

04 · Collect

Receive and Follow Up

Process payments, retries, dunning and receivables.

05 · Retain

Renew and Expand

Manage renewal, upgrade, retention and growth.

Business Use Cases

Designed for every business where revenue repeats over time.

Cloud SBR supports a wide range of subscription, recurring-service, membership and usage-based business models.

01

SaaS & Technology Subscriptions

Manage free trials, paid plans, seats, usage, upgrades, renewals and recurring revenue for software and digital services.

  • Monthly and annual plans
  • Seat and usage charging
  • Trial-to-paid conversion
  • Renewal and expansion
SaaSTechnologyDigital Services
02

Professional Retainers & Managed Services

Bill recurring consulting, support, maintenance or managed-service contracts with scheduled invoices and service terms.

  • Retainer plans
  • Milestones and recurring fees
  • Contract renewals
  • Receivable tracking
ConsultingManaged ServicesSupport
03

Memberships & Associations

Manage membership tiers, joining fees, recurring dues, benefits, renewals and arrears.

  • Membership plans
  • Annual or monthly dues
  • Grace periods and reminders
  • Renewal visibility
MembershipAssociationsCommunities
04

Training, Education & Learning Plans

Offer course subscriptions, cohort fees, installment plans and recurring learning memberships.

  • Course and cohort plans
  • Installments
  • Recurring learning access
  • Student billing history
TrainingEducationLearning
05

Healthcare, Wellness & Care Plans

Manage recurring wellness, clinic, care or service packages with scheduled billing and renewal.

  • Service bundles
  • Recurring care plans
  • Family or group plans
  • Payment follow-up
HealthcareWellnessCare
06

Usage-Based & Consumption Services

Charge customers based on actual usage, thresholds, overages or committed consumption.

  • Metered events
  • Usage tiers
  • Minimum commitments
  • Overage charging
Usage-BasedConsumptionAPI Services
Who It Helps

Align commercial, customer and finance teams around one revenue lifecycle.

Every team works from the same subscription, billing, payment and renewal context while retaining role-specific controls.

01

Business & Product Leaders

Design monetization models, compare offer performance and make growth decisions with recurring-revenue visibility.

02

Revenue & Sales Teams

Sell approved plans, apply governed discounts and manage renewals without losing commercial context.

03

Finance Teams

Control invoices, taxes, collections, adjustments, receivables and revenue reporting from one workspace.

Technology Foundation

Composable revenue services built for integration and scale.

Cloud SBR connects product catalogs, customer systems, payment gateways, usage sources, finance platforms and analytics through SKARTIO Business Cloud foundations.

API First

Connect CRM, product, usage, payment, tax, accounting and data platforms.

Composable Services

Use catalog, subscription, billing, payment and renewal capabilities together or independently.

Rules Driven

Configure pricing, proration, invoicing, dunning and renewal policies without hard-coded flows.

BizOps Agents

Assist with collection priorities, churn signals, renewal actions and revenue summaries.

Cloud Choice

Available through SaaS, Dedicated Cloud, Private Cloud and Extended Cloud.

Cloud SBR Plans

Start with recurring billing. Expand into revenue operations and intelligence.

Cloud SBR follows the standard SKARTIO Business Cloud plan structure: Standard, Premium and Ultimate.

Launch & Organize

Cloud SBR Standard

For businesses establishing structured subscriptions, invoices and recurring collections.

  • Product, plan and offer catalog
  • Subscription lifecycle management
  • Recurring billing and invoices
  • Payment collection and reminders
  • Standard revenue reporting
Start with Standard
Scale & Optimize

Cloud SBR Ultimate

For complex recurring-revenue businesses requiring advanced governance, integration and intelligence.

  • Everything in Premium
  • Multi-entity and multi-region structures
  • Contract-specific commercial models
  • Advanced revenue and leakage analytics
  • Enterprise integration and AI assistance
Explore Ultimate
Start Now

Launch recurring revenue through a guided four-step journey.

Begin with your products and plans, configure commercial and billing rules, connect payments and customer data, then activate subscriptions and reporting.

01

Define Offers

Create products, plans, add-ons, trials and commercial eligibility.

02

Set Revenue Rules

Configure pricing, billing cycles, taxes, proration and renewals.

03

Connect Systems

Integrate CRM, payments, usage sources, finance and communication.

04

Activate & Optimize

Launch subscriptions, monitor collections and improve recurring revenue.

Revenue Model Consultation

See how Cloud SBR can simplify your revenue lifecycle.

Share your current business model and our Business Cloud team will help map the right subscription, pricing, billing and renewal approach.

Review your plans, pricing and billing model.
Identify revenue leakage and collection gaps.
Recommend the right Standard, Premium or Ultimate path.

Book a consultation

Request a focused Cloud SBR demo or share your requirement.

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Customer Success

Recurring-revenue journeys with measurable business outcomes.

Showcase how different organizations use Cloud SBR to launch monetization models, automate collections and improve retention.

RECURRING SERVICE DIGITIZATION
健全
Cloud SBR eliminated missed renewals and manual invoicing across our maintenance contracts.
R
Rajesh SharmaOperations Director, Apex Facilities
Success story

Operational & Financial Transformation

Verified outcomes achieved after migrating to SKARTIO Cloud SBR.

+38%MRR Predictability-65%Billing Leakage12 DaysFaster Collections
TECH STARTUP SAAS SCALING
健全
We launched tiered pricing and metered usage in days instead of spending months building custom billing code.
P
Priya NairCo-Founder & CTO, CloudPulse AI
Success story

Operational & Financial Transformation

Verified outcomes achieved after migrating to SKARTIO Cloud SBR.

4.2xARR Expansion99.1%Billing AccuracyZeroBilling Dev Overhead
Frequently Asked Questions

Everything you need to know about Cloud SBR

Cloud SBR supports flat-rate subscriptions, tiered plans, metered/usage-based billing, seat-based licenses, contract retainers, and hybrid pricing models with one-time setup fees.

Cloud SBR automates retry logic across multiple payment gateways, sends customizable email/WhatsApp payment reminders, and applies automated grace periods before pausing subscriptions.

Yes. Via SKARTIO Connect, Cloud SBR synchronizes invoices, payments, credit notes, and customer balances with QuickBooks, Tally, Zoho Books, SAP, and custom ERP systems.

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